Easy as 1, 2, 3
Step 1 - Get Pre-Approved
Fill out our online pre-approval form and we’ll show you your credit bureau score instantly! No social security number required! No cost or obligation.
Full Credit App
Step 2 - Full Credit Approval
Continue the car buying process and fill out our full credit application. One of our credit specialist will immediately begin working on your loan options.
Step 3 - Now Choose Your Next Car, Truck, SUV or Minivan
View a selection of great inventory and inquire about a vehicle you like.

WELCOME TO Michigan Auto Credit

Michigan Auto Credit has been in the industry 30+ years, serving the Grand Rapids, MI area and surrounding cities Byron Center, Grand Rapids, Wyoming, Kentwood, East Grand Rapids, Grandville, Forest Hills, Jenison, Walker, Northview, Holland, Ionia, Grand Haven, Norton Shores, Muskegon Heights. We provide people with less than perfect credit a chance to start over and get re-established. We accept people with good, bad and average credit!

At Michigan Auto Credit we work hard to make sure that you can get the vehicle financing you need. Follow our 3 easy steps online, or speak to one of our friendly credit specialists today. We can help you determine your budget, factoring all expenses and find a payment that suits your needs. Then we can help you negotiate a payment plan that ensures that your new purchase won’t wreck your finances, allowing you to pay off your investment and rebuild your good credit name.

Wondering how we make it so easy? Click the button below to learn more about our easy 1,2,3 process.